Trump Envoy to India: Mending Ties Amid Strained Relationship
Why the Fed’s New Move Might Change Your Future Savings Goals The ‘Coffee Break’ Summary Central banks are making it more expensive to borrow money. This is to try and slow down how fast prices for things are going up. It could mean your savings earn a little more interest, but borrowing for big purchases […]
Bonus Tax Explained: What You Need to Know
Your Bonus: Why It Might Feel Smaller and What You Can Do Coffee Break Summary: Bonuses are taxed differently than your regular pay. Think of them as extra treats that the tax system looks at a little more closely. Your employer has two main ways to figure out the tax on your bonus: a flat […]
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How the Government’s Big Spending Plan Could Affect Your Future Cash The government is planning to spend a lot more money on important things like roads, bridges, and clean energy. This big spending could make things you want to buy, like electronics or even a car, cost a bit more in the future. It also […]
Best CD rates today, January 12, 2026 (Lock in up to 4% APY)
Today’s CD rates still hover well above the national average. The Federal Reserve reduced its target interest rate three times in 2025. This has a ripple effect on deposit account rates, which means now could be your last chance to lock in today’s high rates with a certificate of deposit (CD). Here’s a look at […]
Mortgage and refinance interest rates today, January 12, 2026: Look for lenders offering sub-6% rates
Mortgage rates are averaging just below 6%, and some lenders are offering home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 5.91%, and the 15-year fixed rate is 5.36%. MORE: Sub-6% rates: See which lenders have the best mortgage rates this week. Here are the current mortgage rates, […]
Best high-yield savings interest rates today, January 12, 2026 (Earn up to 4% APY)
Today’s savings account rates still hover well above the national average. However, the Federal Reserve cut the federal funds rate three times in 2025, which means deposit account rates are also on the decline. It’s more important than ever to ensure you’re earning the highest rate possible on your savings, and a high-yield savings account […]
HELOC and home equity loan rates Monday, January 12, 2026: Lower rates can give your budget some breathing room
Current national average rates for home equity lines of credit and home equity loans are continuing to fall, making your second mortgage options even more affordable. Whatever your financial plans for 2026, a HELOC or HEL can give your budget some breathing room. Learn how to use home equity to build wealth. According to Curinos […]
Best money market account rates today, January 12, 2026 (Earn up to 4.1% APY)
Find out which banks are offering the top rates. Money market accounts (MMAs) can be a great place to store your cash if you’re looking for a relatively high interest rate along with liquidity and flexibility. Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card […]
Democrats Unlikely Advantage: How Theyre Poised to Win the Midterms
Politics / January 12, 2026 An otherwise inert opposition party may well clean up on Donald Trump’s destructive and hubristic governing record. Ten months is an eternity in political time, but from today’s vantage point, Democrats have to feel pretty good about their chances of delivering an electoral shellacking to President Donald Trump and his […]
Trumps Impact on Latin American Politics: A Shifting Landscape
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