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Elizabeth Warrens Democratic Party Revival Plan

Why Big Money in Politics Might Be Costing You More Than You Think Coffee Break Summary: The Big Picture: Powerful, wealthy individuals and corporations are influencing political decisions, often leading to policies that benefit them more than everyday people. The Impact on You: This influence can translate into higher prices for things you buy, fewer […]

Sports Silence Broken: Athletes Asserting Free Speech Rights

Sports Stars Speak Out: Why This Athlete Outrage Could Impact Your Future A tragic event involving law enforcement has sparked strong reactions from athletes and sports figures. This is seen as a potential turning point, with sports figures breaking their silence on important issues. Their voices could encourage more people to get involved in addressing […]

Terms of Service

Terms of Service: Newbies Investing Last Updated: January 12, 2026 Welcome to Newbies Investing. These Terms of Service (“Terms”) are an agreement between you and Newbies Investing (“we,” “us,” or “the Site”). They govern your use of our website, mobile applications, RSS feeds, and any other educational products we offer. ⚠️ PLEASE READ CAREFULLY By […]

Emergency Savings Fund: What It Is & Why You Need One

Build Your Financial Safety Net: Why an Emergency Fund is Your Best Friend Life can be unpredictable, and sometimes, unexpected expenses pop up when you least expect them. Think about a time your phone suddenly stopped working, or when you had to replace a broken appliance. These things can happen to anyone, and when they […]

How does the president affect mortgage rates?

The president may not control mortgage rates directly, but he certainly influenced them recently. When President Trump proposed two new home affordability initiatives, mortgage rates plunged. Will they remain lower? And what are these proposals? MORE: See the mortgage lenders with the best interest rates this week. Presidents don’t have the authority to set industrywide […]

Lowes credit card review: Is it worth it for home improvement projects?

Is the MyLowe’s Rewards™ Credit Card one of the best credit cards for home improvement? It depends, but it might be if you’re an avid Lowe’s shopper. It’s huge to get 5% off on qualifying Lowe’s and Lowes.com purchases, but there are some drawbacks to consider, such as not being able to use the card […]

Abolish ICE or GTFO

Politics / January 9, 2026 In this week’s Elie v. U.S., our justice correspondent makes the case to get rid of ICE, explores George Conway’s congressional campaign—and shares his New Year’s resolution. Every authoritarian regime throughout history has employed a roving band of armed thugs who operate outside the law to enforce its strongman’s will. […]

2025

If you donate regularly to charity, you may want to take advantage of the charitable contribution deduction, an incentive that could significantly lower your taxable income. This article explains what the charitable contribution deduction is, how it works, and what to consider as you prepare to file for the 2025 tax year. A charitable donation […]

Best Time to Buy a House: Is January the Right Month?

Is Now the Right Time to Think About Buying a Home? Your Guide to the Changing Housing Market The idea of owning a home might seem like a far-off dream, especially when you’re just starting to figure out your money. But the world of buying a house is always changing, and sometimes, those changes can […]

5.5% and below: Mortgage lenders with the best rates this week, Jan. 12, 2026

Rates fell for many of the mortgage lenders we scanned this week, with six of the top 10 home loan providers offering rates in the sub-6% range. The Yahoo Finance survey ranks lenders by annual percentage rate (APR), which includes lender fees. MORE:See our top picks for mortgage lenders for first-time home buyers. Here are […]